Obtain Finance on the Central Coast

Finance Your Next Purchase

Are you planning on buying a new car but don’t want to pay the whole cost upfront? Need a line of credit to help renovate your home? Having access to financing when you need it is important. It can literally be the difference between moving into your dream home or continuing to rent forever; between buying equipment that’ll help your business grow or missing out on projects; or even the difference between having the cashflow to meet your short-term commitments or reluctantly closing your doors.

At Coast & Country Insurance Consultants, we also operate a home loan and finance division known as Coast & Country Home Loans & Finance. We help clients find personal and business finance suited to their circumstances. Based in The Entrance, we service customers on the Central Coast and in other regions across Australia. Call (02) 4334 3622 to book a consultation.

Man Passing the Car Key — Insurance Broker in The Entrance, NSW

Access To a Wide Variety of Lenders

Tony Lucas is the Managing director of Coast & Country Home Loans & Finance and he has been involved in finance on the Central Coast for over 25 Years.

Through our referral sources, we have access to the majority of mortgage lenders, whether they are banks, non-banks or private lenders. We also have access—directly or indirectly—to most lenders of commercial, car and equipment loans. We can also source finance for purchasing of properties (residential, rental and commercial), vacant land, refinancing and consolidation.

Individuals & Partnerships

For individuals and partnerships, we have access to the following lender and loan types:

Loan Types


Calculating Loan Amount — Insurance Broker in The Entrance, NSW
Equipment Loan Concept — Insurance Broker in The Entrance, NSW

Motor Vehicles, Trucks, Equipment & Fittings

For financing of motor vehicles and equipment, we have access to the following lender and loan types:

Loan Types


Frequently Asked Questions

A line of credit is an alternative to a personal loan. Whereas a personal loan has a fixed term, a line of credit will have a credit limit which can be drawn down on when required. This additional flexibility makes it a viable option for financing home renovations, a holiday or as a back-up if you have irregular income patterns. Due to the convenience you may find that a line of credit has a slightly higher interest rate than your typical personal loan but a lower rate than most credit cards.

A low doc loan is an alternative to your standard full doc loans. They are usually an option for small businesses or sole traders where they don’t have access to the typical tax returns and financial information required when applying for a home loan. Lenders will take a bigger picture view of your situation but will still require plenty of information to feel comfortable that you’ll be able to meet your repayments. Because of the additional risk associated with funding a low doc loan, lenders will generally apply a higher interest rate than a comparative full doc loan.

As the name suggests, non-conforming lenders offer loans which don’t conform to traditional lending criteria. They’re an option for borrowers with a poor credit history, unusual income stream, structured loan requirements or who have recently relocated to Australia.

Call Now Button02 4334 3622