Get Tradies Insurance on the Central Coast

Tradies Insurance Central Coast

Providing Insurance Options That Protect Tradies

Working as a tradesperson—whether you’re a chippy, builder, plumber or the owner of a trades business—can present unique hazards. Being around power tools, machinery and hazardous chemicals are part and parcel of the job; which is why it’s important to have protection if something should happen.

That’s why at Coast & Country Insurance Consultants, we connect clients with Tradies Insurance. Based in The Entrance, we service throughout the Central Coast and Australia wide. If you’d like to learn more about how we can assist, give us a call today on 02 4334 3622 today.

Tradies Insurance Central Coast

We Will Help You Find A Suitable Policy For Your Needs

Tradies Insurance is available for PTY LTD companies, sole traders, builders, owner-builders, tradies, sub-contractors and trades business owners. Our dedicated team of brokers & advisors can speak with you to identify what you’d like to be covered for, depending on your line of work in the trades industry. We’ll provide you with professional advice to assist you in finding suitable insurance.

Package A Range Insurance Plans Around Your Needs

Tradies Insurance can be packaged to suit your specific needs, offering flexible cover for your business. Choose multiple levels of cover, including one or more of the following:

Public Liability

This type of insurance policy mitigates the financial risk of third-party injury, death or property damage as a result of your regular business activities.

Tools Cover

Tools cover is mostly taken out by tradespeople to cover the cost of replacing work tools if they are stolen or damaged.

Commercial Motor

Provides cover for the motoring assets of your business.

Income Protection

The type of policy is used to cover loss of income for a period of time in the event of sickness or injury.

Life Insurance

Life insurance policies can provide a lump-sum payout to beneficiaries if you pass away.

Plant & Equipment

Plant & equipment insurance provides cover for the financial risk associated with equipment break-down, damage and theft.

Tradies Insurance Central Coast & Australia Wide

Frequently Asked Questions

Depending on the policy you take out, typically your employees will be covered for certain events under Tradies Insurance. However, Tradies Insurance is different to a work cover policy which can cover employees when they are injured at work—it’s important to bear this in mind!

Typically when you take out Tradies Insurance policies, you’ll need to advise your insurer of your occupation, usual work activities and more in-depth information. This will enable them to assess your risk level and price the policy accordingly. Any work activities that are not disclosed to the insurer, usually won’t be covered under their policy.

There are significant differences between Public Liability and Products Liability Insurance. Public Liability Insurance typically provides cover for injury or property damage whilst you’re on the job. On the other hand, Products Liability Insurance provides cover against injury and damage caused as a result of the products you supply.

Typically the level of Public Liability Insurance you require will be dictated by the type of projects you are working on. When tendering for contracts, the issuer will often stipulate the minimum level required for the project. For construction projects the level of cover required can often be anywhere from $5m-$30m.

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