Get Tradies Insurance on the Central Coast
Working as a tradesperson—whether you’re a chippy, builder, plumber or the owner of a trades business—can present unique hazards. Being around power tools, machinery and hazardous chemicals are part and parcel of the job; which is why it’s important to have protection if something should happen.
That’s why at Coast & Country Insurance Consultants, we connect clients with Tradies Insurance. Based in The Entrance, we service throughout the Central Coast and Australia wide. If you’d like to learn more about how we can assist, give us a call today on 02 4334 3622 today.
Tradies Insurance is available for PTY LTD companies, sole traders, builders, owner-builders, tradies, sub-contractors and trades business owners. Our dedicated team of brokers & advisors can speak with you to identify what you’d like to be covered for, depending on your line of work in the trades industry. We’ll provide you with professional advice to assist you in finding suitable insurance.
This type of insurance policy mitigates the financial risk of third-party injury, death or property damage as a result of your regular business activities.
Tools cover is mostly taken out by tradespeople to cover the cost of replacing work tools if they are stolen or damaged.
Provides cover for the motoring assets of your business.
The type of policy is used to cover loss of income for a period of time in the event of sickness or injury.
Life insurance policies can provide a lump-sum payout to beneficiaries if you pass away.
Plant & equipment insurance provides cover for the financial risk associated with equipment break-down, damage and theft.
Depending on the policy you take out, typically your employees will be covered for certain events under Tradies Insurance. However, Tradies Insurance is different to a work cover policy which can cover employees when they are injured at work—it’s important to bear this in mind!
Typically when you take out Tradies Insurance policies, you’ll need to advise your insurer of your occupation, usual work activities and more in-depth information. This will enable them to assess your risk level and price the policy accordingly. Any work activities that are not disclosed to the insurer, usually won’t be covered under their policy.
There are significant differences between Public Liability and Products Liability Insurance. Public Liability Insurance typically provides cover for injury or property damage whilst you’re on the job. On the other hand, Products Liability Insurance provides cover against injury and damage caused as a result of the products you supply.
Typically the level of Public Liability Insurance you require will be dictated by the type of projects you are working on. When tendering for contracts, the issuer will often stipulate the minimum level required for the project. For construction projects the level of cover required can often be anywhere from $5m-$30m.
When we are advising and dealing in General Insurance Products we are acting as:
Coast & Country Insurance Consultants Pty Ltd (CAR 244048 | ABN 94 080 842 600)
Authorised Representative of PGW Financial Services Pty Ltd – AFSL 384713
Corporate Authorised representative of Community Broker Network Pty Ltd | AFSL 233750 | ACN 096 916 184
CBN Privacy Policy | CBN Complaints & Disputes Handling Procedure | PGW Privacy Policy |
NIBA Code of Practice | Coast & Country Financial Services Guide
© Coast & Country Insurance Consultants Pty Ltd. All Rights Reserved.
02 4334 3622
