Do you operate a logistics business and need to insure your fleet? How about mobile cranes and other specialised vehicles? Heavy vehicles are significantly different to their lightweight counterparts; the way they’re built, servicing requirements, usage and availability of spare parts all vary. As a result, heavy vehicles typically fall under a different insurance to your standard commercial vehicles—namely Heavy Motor Insurance, Heavy Motor Vehicle Insurance or Truck Insurance.
At Coast & Country Insurance Consultants, we can help find the most suitable policy to meet the needs of your business and budget. Based in The Entrance, we service clients on the Central Coast and Australia wide.
Heavy Motor Insurance is tailored towards the needs of your commercial vehicles—whether you’re involved in construction, logistics, earthmoving—or any other type of industry. A comprehensive policy will typically cover you for loss of, or damage to, your vehicles; in addition to providing legal liability cover. From a single truck to an entire fleet of heavy vehicles and machinery, we’ll find you a policy that suits your specific requirements and budget. For coverage of light vehicles and Commercial Motor Vehicles, Motor Fleet Insurance is available.
Plus other heavy vehicles and machinery. Speak with our brokers & advisors today to find out more.
Heavy Motor Vehicle Insurance can be more specialised than your typical motor insurance; benefits, exclusions and insured events can vary between policies and providers. We’ll work with you to ensure that the level of cover you require for your heavy vehicles is included in the policies and packages we recommend. Whether you need Carriers Cover, Trailer In Control Cover, Downtime Cover or other inclusions.
Again, benefits will vary amongst policies and providers, but you can typically find the following inclusions with Heavy Motor Vehicle or Truck Insurance:
Coast & Country Insurance Consultants are part of a broker network (Community Broker Network – AFSL 233750), which enables us to access a wide range of lenders and policies for all kinds of insurances. Coupled with our extensive experience in insurance and understanding of the industry, we can match your needs to the most appropriate policy and at a competitive rate.
It can be difficult for the average person to fully understand their insurance policies, including what they are covered for and what they aren’t. Product disclosure statements (PDS) aim to make this easier, but the reality is they are still complicated documents with lots of T&Cs and complex terminology. As brokers, we’ll be able to help you navigate these, so you better understand your policy.